<?xml version="1.0" encoding="UTF-8"?><out>
   Concatentating all a/* nodes from the input file gives us:
   Dmitry HayesMatthew HoytDave Bertoni
    June Ng
    Henry Zongaro
    Joanne Tong
    Morris Kwan
  <br/>
   Concatenating a/c/d nodes from my input file gives us:
   June NgHenry ZongaroJoanne Tong</out>